Blog

What Guaranteed Protection Means for Pre-Retirees (5-10 Years Out) / Gains Financial Dallas, Texas
by Flynt Gaines 27 May 2026
Fixed Indexed Annuities (FIAs) offer principal protection during market crashes in exchange for capped gains. Your money won't lose value when markets drop, but you'll earn limited returns (8-12% cap) when markets rise.
Retired couple in their 60s-70s enjoying their wealth using fixed index annuities
by Flynt Gaines 12 May 2026
Fixed index annuities protect your principal while allowing participation in market gains up to a set limit (typically 8-10% caps).